The website and any materials provided through the website have been prepared for informational purposes and is not legal or financial advice. This information is not intended to create, and receipt of it does not constitute, any professional relationship. You should not act on this information without seeking advice from an attorney or accountant licensed in your own state or country.

Terms of Use

You agree that: (a) you will not use the Site for any illegal purpose; (b) you will not harvest, collect or otherwise use contact information provided on the Site to send unsolicited improper communications, including unsolicited bulk email (collectively, spam); (c) you will not attempt to gain unauthorized access to the Site or the servers and networks associated with the Site; (d) you will not use the Site in any manner designed to degrade the performance or functioning of the Site, including launching Denial-of-Service (DoS) attacks against the Site; (e) you will not license, sublicense, sell, resell, rent, lease, transfer, assign, distribute, time share or otherwise commercially exploit the Site, or make the Site or its content available to any third party, other than as permitted by these Terms; (f) you will not use the Site in violation of any person’s privacy rights or to infringe upon any person’s intellectual property rights; (g) you will not attempt to decipher, decompile, reverse engineer or otherwise discover the source code of any software making up the Site; (h) you will not use the Site to knowingly post, upload, link to, send or store any content that is unlawful, racist, hateful, obscene, discriminatory, or contains any viruses, malware, Trojan horses, time bombs, or any other similar harmful software; and (i) you will not use automated scripts to collect information from or otherwise interact with the Site.

Warranty, Notice & Liability

The Site, and all information available on or accessed through the Site, is provided “AS IS” without warranty of any kind, either express or implied, including warranties of merchantability, fitness for a particular purpose or non-infringement.  We periodically add, change, improve or update the information and documents on the Site without notice. We assumes no liability or responsibility for any errors or omissions in the content of the Site. Your use of the Site is at your own risk. Under no circumstance and under no legal theory will we be liable to you or any other person for any indirect, special, incidental or consequential damages of any character arising from your access to, or use of, the Site.


To comply with certain U.S. Treasury regulations, we inform you that unless expressly stated otherwise, any U.S. federal tax advice in the Site, including this communication, was not intended or written to be used, and cannot be used, by any taxpayer to avoid any penalties that may be imposed on such taxpayer by the Internal Revenue Service. And, if any such tax advice is used or referred to by other parties in promoting, marketing or recommending any partnership or other entity, investment plan or arrangement, then (a) the advice should be construed as written in connection with the promotion or marketing by others of the transaction(s) or matter(s) addressed in this communication or on the Site, and (b) the taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.


We claim a copyright in its works presented on or through the Site. We authorize you to view, copy, download and print documents on this Site subject to these conditions:

  • The documents may be only be used for personal, noncommercial and informational purposes;
  • The documents may not be modified;
  • This copyright notice and permission notice must appear in each document: “© Copyright 2017 O’Keefe & Associates Consulting, LLC.  All rights reserved.

The laws of Michigan, without giving effect to its conflicts of laws provisions, govern the validity, interpretation and performance of these Terms. You acknowledge that the Site is controlled, operated and administered by us from its offices in Bloomfield Hills, Michigan. The State courts in Oakland County, Michigan and the Federal courts in Wayne County, Michigan have exclusive jurisdiction over all legal proceedings arising from or related to your use of the Site.